The Change Healthcare incident forced every payer organization in the country to ask a question most weren't prepared to answer: what happens when the systems your operations depend on are simply unavailable? This panel brings together payer leaders to work through what minimum viable cyber resilience actually looks like for payers in the context of real budget constraints, regulatory pressure, and an interconnected vendor ecosystem that creates risk as much as it creates efficiency. Attendees will leave with a practical framework for prioritizing the investments that matter most.